The start of a 3 day weekend is only hours away... YYIPPPEEE!  Hope everyone has a safe and enjoyable weekend.

If you are celebrating this Labor Day in an apartment or a rented home, then resolve right now to make it your LAST Labor Day to be in a place that you do NOT OWN.

Here are 5 REASONS why you must buy your first home between now and Nov 30th:

1)  Interest rates are at near all time lows:  5.25% 30 yr fixed

2)  $8,000 Tax Credit (or up to 10% of home value) to First Time Homebuyers (this is cash)..

3)  Best Affordability and prices since 2003.

4)  Best Choice of inventory - Bank REOS, New Home Spec homes, Short Sales, Re-sales

5)  Federal, State and Local Grant Programs (Teachers, policeman, fireman, military, rural loans - 100% financing, rehab loans, etc) - Indianapolis has a $15,000 grant for buyers with lower incomes.

Call to learn more about the current incentives in todays market.  I can assure, in the past 20 years, there has never been a better time to become a homeowner.

Have a terrific holiday!

Derek Gutting, The Gutting Group, Keller Williams Realty, 317 846-4888 derek@guttinggroup.com   www.GuttingGroup.com